Liability Insurance

Not so long ago legal liability claims made by customers against tradesmen and contractors or by employees against employers were few and far between.

Nowadays every contractor or employer is at risk of being sued for alleged negligence and as the consequences of not being fully insured can be the loss of business or home it is important to make sure that your Public and Employers' Liability insurances cover every eventuality.

Many business package policies will include these covers as standard but for many occupations such as in the building trade, electricians, carpet fitters, cleaners, heating engineers, kitchen fitters, piano tuners, IT consultants (the list goes on!) where a package policy may not be appropriate Liability insurance must be arranged separately.

A competitive premium is a priority but so is making sure the policy is watertight. By asking you the right questions we can find you just the right policy and by checking your premium every year we can make sure you don't pay more than you have to.